Loans Designed To Meet All Of Your Borrowing Needs

Education Affiliates FCU is an equal-opportunity lender, committed to providing credit for all members at the lowest possible cost. While many members have established and maintained an excellent credit record, the Board and management of Education Affiliates FCU clearly understand that some members have been adversely affected by circumstances beyond their control resulting in their inability to meet financial obligations on a timely basis. Accordingly, Education Affiliates FCU will carefully evaluate the loan application of each individual and offer the applicant the best rate possible based on their individual credit worthiness. A copy of the ‘Education Affiliates FCU Lending Policy’ is available for all members to review by visiting or calling the credit union during normal office hours.

For Artists and Non Profit Arts Organizations

As of July, 31,2008, EAFCU has added the Artists Community Federal Credit Union and thereby extended membership to individual artists, arts workers and non-proft arts organizations in in New York State and New York City area.  In addition to to the products and services we offer on share accounts, we distribute a variety of loans to such members based on grants ranging from New York State Council of the Arts, National Endowment for the Arts, Department of Cultural Affairs, to numbers other foundations.  We also provide funding secured by performance and government contracts.  Please contact us at 212 302-1954 to see how we may be able to assist you.

New & Used Vehicle Loans
Education Affiliates FCU offers new and used vehicle financing. Terms are available for up to 60 months at great low rates. And, you can finance up to 100% of a new vehicle’s cost or 100% of a used vehicle’s value.
Apply For A New Or Used Vehicle Loan!

Mortgage Loans
Education Affiliates FCU offers a full range of competitive mortgage products.
Request More Information About Our Mortgage Products!

Home Equity Loans
Both Fixed-Rate and Variable-Rate Home Equity Loans are available.
Apply For A Home Equity Loan!

Educational Loans
Handle the costs of higher education with an Educational Loan from Education Affiliates FCU.
Apply For An Educational Loan!

Signature Loans
When you need a little cash for a specific purpose, a Education Affiliates FCU Signature Loan may be the solution.
Apply For A Signature Loan!

Passbook Loans
Make your money work for you! A Passbook Loan uses your shares (savings) in Education Affiliates FCU as collateral for any personal borrowing need.
Apply For A Passbook Loan!

Overdraft and Revolving Loans
A Education Affiliates FCU Overdraft Loan is tied to your Share Draft (Checking) Account, automatically covering any overdrafts and protecting you from the embarrassment and expense of insufficient funds charges. Similarly, a Revolving Loan is ideal for handling any series of expenses, since it allows you to avoid the hassle of reapplying for a loan every time you need funds.
Apply For An Overdraft Or Revolving Loan!

VISA Credit Card
Education Affiliates FCU offers a low-interest credit card product with no annual fee.
Apply For A VISA Credit Card!

Loan Pre-Approval
Let us know the purpose and amount and we will pre-approve the loan so you can shop and negotiate with peace of mind, knowing you have the commitment to finance your purchase.
Apply For Loan Pre-Approval!

Direct Deposit/Payroll Deduction
Both of these free services allow you to automatically make payment on your loan without the hassle of writing a check each month.
Apply For Direct Deposit/Payroll Deduction!