|
Rates and yields effective as of May1, 2009 and subject to change without notice.
| Daily Money Manangement Account** |
|
Amount |
Nominal Rate/Annual
Percentage Yield* |
Compounding |
| $25.00 |
.65/.65% |
Quarterly |
| Over $10,000 |
1.00/1.00% |
Quarterly |
| |
| Share Draft (Checking) Account** |
|
Amount |
Nominal Rate/Annual
Percentage Yield* |
Compounding |
| $25 Or More |
0.25/0.25% |
Quarterly |
|
|
| Certificates |
| Term |
Minimum To Open |
Nominal Rate |
APY* |
Compounding |
| 6-Month |
$2,500 |
1.74% |
1.75% |
Simple |
| 1-Year |
$500 |
1.99% |
2.00%** |
Quarterly |
| 2-Year |
$500 |
2.23% |
2.25% |
Quarterly |
| 3-Year |
$500 |
2.48% |
2.50% |
Quarterly |
| |
| IRA Variable Savings Account |
|
Amount |
Nominal Rate/Annual
Percentage Yield* |
Compounding |
| - see Daily Money Management Account above. |
| |
| IRA Certificates |
($500 minimum to open for all terms)
(Traditional, Roth & Education IRAs are available)
(Term Nominal Rate APY* Compounding) |
| Term |
Nominal Rate |
APY* |
Compounding |
| 1-Year |
2.18 |
2.20%** |
Quarterly |
| 2-Year |
2.28% |
2.30% |
Quarterly |
| 3-Year |
2.53% |
2.55% |
Quarterly |
| 4-Year |
2.58% |
2.60% |
Quarterly |
| 5-Year |
2.97% |
3.00% |
Quarterly |
| **A Bump Up CD with a one time opportunity to rewrite the certificate during the term of the CD. |
| Loan Rates |
|
Type |
Maximum Amount |
Annual Percentage Rate |
Maximum Term*** |
Visa Credit Card*****
Visa Gold |
$30,000++
|
9.24%++
8.24%++ |
Open-Ended/Variable
|
| VISA Fixed |
|
10.75% |
Fixed |
| Personal Loan |
up to $45,000 |
as low as 9.74% |
And as long as 6 years to repay*** |
|
Pass Book Loan
CD Passbook |
Balance in account less one share |
4.65%
5.65%
cd rate + 4% |
3-Years
5-Years
cd period |
|
New & Used Car Loan
|
100% of Cost |
as low as 5.55%** |
3-Years ***
Other terms available |
| Educational Loan |
Up to $25,000 |
7.25%
8.25% |
1-Years
2-Years |
| Revolving & Overdraft Loans |
$10,000 |
10.00% |
Open-Ended/Variable |
| Mortagage & Home Loans & Bridge Loans |
Call !! |
Call !! |
Call !! |
Other Services: Money Wired in USA $15-$17 – outside USA $35-$45– US Savings Bonds & Postage Stamps, ATM/Debit Card – (Star, Cirrus, MasterCard and others), online bill payment services, and online banking.
Lost or stolen debit or credit card – 1-800-682-6075 and for International 206-352-3517
* Dividends earned on Average Daily Balance for the quarter 03/31/09
**Restrictions Apply
***Check payment schedule for exact payment period
+A bump up CD with a one time opportunity to rewrite the certificate
+during the term of the CD
++First year max $7,500 Cash Advances at 3% plus purchase rate.
Education Affiliates FCU is an equal-opportunity lender, committed to providing credit for all members at the lowest possible cost. We understand that while many members have established and maintained an excellent credit record some members have been adversely affected by circumstances beyond their control. Accordingly, Education Affiliates FCU will carefully evaluate each loan application and offer the best rate based on their individual credit records.
All rates subject to change without prior notice
|
site design by: paragon services, llc.